These are the terms for using Bilenzo. They are short because the app is simple: it keeps your ledger on your phone, and nobody else holds it.
Last updated 27 October 2026
Bilenzo is made by Seyedamir Zarafshanihodaei, an independent developer in Germany. Where these terms say we, that is who they mean. You can reach us at support@bilenzo.app.
You may use Bilenzo on the devices you own or control, to keep your own records and your household's.
If you got it from the App Store, Apple's Licensed Application End User License Agreement applies as well; if you got it from Google Play, Google Play's Terms of Service do. These terms add to theirs.
Please don't resell the app, take it apart to copy it, or use it to break the law. Anything the law lets you do regardless, these terms don't take away.
Bilenzo is a paid app with a free trial. How long the trial lasts and what the app costs are shown in the app and on its store page before you pay anything.
What a purchase never decides. If the trial ends and you don't buy, Bilenzo stops taking new entries. Everything you have already entered stays yours: you can still open it, read it, change it, delete it, and export or back it up. The app lock, and the other ways of keeping your ledger private, are never behind a purchase.
Bilenzo has no account and no server. Your ledger lives on your device and, if you turn sync on, in your own iCloud or Google Drive. We hold no copy of it, so we cannot restore one for you. How the app treats your data is set out on the Privacy page.
A few features work through another company, and only once you turn them on: syncing through Apple's iCloud or Google Drive, reading text with Anthropic's Claude using your own API key, and filing Apple Pay purchases. You use each one under that company's terms, in your own account with them, and anything they charge, such as Anthropic's fees for your key, is between you and them. We don't run these services and can't promise they will stay available.
Bilenzo adds up what you tell it. Its totals, forecasts, saving aims and answers to "Can I afford it?" are arithmetic on your own entries, not financial, tax or legal advice.
Amounts the app reads for you, from a receipt, a statement, a sentence you typed, an Apple Pay purchase or a bank's notification, can be wrong. Check them before you rely on them.
We build Bilenzo with care, but can't promise it will be free of faults or work on every device and system version.
If you are a consumer, your rights under the law, including those for faults in digital products, are not affected by anything here.
If these terms change, the new version goes on this page, the date at the top changes, and what changed is listed below. Changes apply from that date and never take back anything you have already paid for.
27 October 2026 — first version.
German law applies. If you are a consumer living in another country, the protections your own country's law gives you still apply. If any part of these terms does not hold, the rest still does.